💵  🏦  Visa acquires Israeli🇮🇱 company BioCatch to strengthen its anti-fraud solutions portfolio

💵  🏦  Visa acquires Israeli🇮🇱 company BioCatch to strengthen its anti-fraud solutions portfolio

To prevent fraud, banks and PSPs can no longer rely solely on conventional biometrics: they also need to analyze customer behavior during transactions. Visa is expanding its behavioral analytics capabilities through the acquisition of a provider of advanced anti-fraud solutions.

➡️ The agreement to acquire fintech company BioCatch through a cash transaction (USD 2.4 billion) was signed on August 3. The company will be integrated into Visa's value-added services division.

➡️ BioCatch, founded in 2011, provides BioCatch Connect, a comprehensive anti-fraud solution based on behavioral analytics. At the end of 2025, the company had 379 clients, primarily financial institutions across 21 countries. On average, it analyzes 19 billion user sessions per month. Its anti-fraud solutions are deployed across 1.8 billion unique devices, protecting 760 million users from fraud.

🧠 What is behavioral analytics and what is it used for ❓

📌 APP fraud (authorised push payment) occurs when a scammer tricks a customer into transferring money from their bank account through social engineering techniques. In such cases, not only traditional login credentials but also relatively recent KYC solutions may prove insufficient.

📌 Even a customer using a fingerprint scanner to authenticate a transaction may be manipulated by a third party. This makes it necessary to identify signs of unusual behavior while a payment is being made. The customer's intent, access permissions, and the context of the transaction must all be taken into account.

📌 BioCatch solutions can analyze up to 3,000 behavioral indicators: the angle at which a person holds their device, how they press buttons, whether they are speaking during the payment with a suspicious phone number, among other factors.

➡️ The acquisition of the Israeli fintech is part of Visa's USD 13 billion investment in combating fraud and strengthening the integrity of the payment ecosystem. Visa previously acquired UK-based anti-fraud company Featurespace for USD 946 million at the end of 2024.

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